Legal Expenses Insurance

Protection can be purchased to offset the legal costs incurred in pursuing a claim against a third party. This occurs more frequently in business circumstances due to recovery of an outstanding debt or for a claim to be brought against a former employee for example.

There are only a few providers of this type of Insurance in the UK and are useful in providing cost effective guidance to potential claimants over the procedural matters involved.

After The Event Insurance (ATE)

This type of Legal Expenses cover is taken out by claimants following an incident to cover the legal costs incurred should their claim be unsuccessful. This type of cover is commonplace in no-win, no- fee cases in order that the appointed solicitor’s fees are paid, regardless of the result.