Landlords’ Insurance

Within the property insurance sector there are a number of liability requirements to protect tenants, property owners and landlords.

The primary insurance responsibility of a landlord is to ensure that the property being leased is of sufficient standard to comply with regulations that make a property fit for rental purposes.

In the event of injury to a tenant, a landlord insurance policy would provide public liability coverage.

A landlord insurance policy may also extend to cover the cost of damage to contents or replacement of locks/glass.

Additional covers can include loss of rent, employer’s liability and alternative accommodation costs in the event of an insured peril such as fire or flood.