High Net Worth Individuals Insurance

The insurance market for high net worth individuals caters for the domestic requirements of households with a higher than normal value of contents – most commonly antiques, art collections or jewellery.

Given the type of clientele requiring such a premium level of cover (e.g. company directors), a number of insurers have designed tailored products to afford wider coverage and higher limits than would be found within a standard domestic insurance policy.

The High Net Worth insurance market has developed rapidly in recent years and is now attracting new insurers seeking to provide better coverage than previously offered. This increased competition has led to insurers establishing specialist High Net Worth products, the knock on effect being that consumers benefit from better protection at reduced premiums.