The end of the current 2011/2012 tax year is 5 April 2012. This highlights an important opportunity to focus on key areas which could help you achieve a more secure financial future for yourself and family. Today, we will be focusing on Tip 1: Making most use of your ISA allowance. Making Use of Your ISA Allowance An [...]
From today, 1st November 2011, Junior ISAs have gone on sale and have replaced Child Trust Funds. What is a Junior ISA? A Junior ISA is a tax-free savings account for children which can’t be encashed until they reach 18 years old, except for exceptional circumstances including terminal illness and death. It essentially allows family [...]
Do you want more control over where your money is invested? Self-Invested Personal Pensions (SIPPS) were introduced in 1989 to give those planning for retirement greater control over where their pension fund is invested. Essentially, a SIPP is a pension wrapper that is capable of holding investments and providing you with the same tax [...]
Inheritance Tax (IHT) is an issue affecting increasing numbers of households across the country. Indeed, changes introduced in October 2007 have made it possible for couples and civil partners to combine their individual IHT allowances, so that it is easier for them to protect their family’s inheritance. IHT is currently payable at 40% on any [...]
Ruff Ruff! Here’s my daily tip: Diversification At Hutt Professional Financial Planning we ensure our clients have a great deal of diversification in their investment portfolio. Indeed, we work very hard at getting the right balance for our clients. It is what we do best. Diversification is an important factor to consider as by [...]
Hutt Professional Financial Planning has extensive experience in consolidating people’s pension pots - it is what we do best. The reasons people transfer their pensions vary, with some looking for better fund performance and lower charges, and others having been made redundant. If you have a number of pensions from previous employers you should obtain [...]
It’s taken a while but we seem to be finally there. Thanks to Matthew Smith for everything that he has done to create our new website. We think it’s great and hope everybody else enjoys it too. Bookmark on Delicious Digg this post Recommend on Facebook share via Reddit Share with Stumblers Tweet about it [...]
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